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November 6, 2025

[CA] I am being sued by a company I had a contract with and have received a summons. How do I file a response?

I am being sued by a company I had a contract with and have received a summons. I need help finding someone affordable to help me.

CA Legal (General)

November 6, 2025

How long can a court-ordered bank freeze last during discovery if I’m not a named party?

How long do restraints last on a bank account?

Legal (General)

November 6, 2025

Can I take action against my HOA president for defamation and harassment?

Spoke to you recently on the general page. I feel it’s not slander—I can’t prove any slander—but the HOA president wrote a statement on our community website. Because he wasn’t upfront about a recent lawsuit, people I’ve never met are now haters, saying we’re harassing people (false). We only say “hi” to folks. I was told we’re not welcome in a resident-led “Community group,” and I got a Messenger note saying we’re not welcome to help with small improvements. During litigation we couldn’t correct rumors, so it stuck in people’s minds.

Legal (General)

November 6, 2025

Was my insurance company required to cover a crash during the grace period?

My insurance company is refusing to pay when I had an accident. I was in the grace period—purchased the car 2 days prior.

Legal (General)

November 6, 2025

[FL] Are football coaches exempt from background checks?

Florida Statute 943.0438 — Athletic Coaches for Independent Sanctioning Authorities — states that background checks should be conducted by a nongovernmental agency, which should be the football league.Our city is saying they are responsible for this, despite the Florida statute. This is important because the statute allows for coaches to go through an exemption process, which the city says they are not obligated to do under their statute.

FL Legal (General)

November 6, 2025

[CA] Is a Special Needs Trust worth setting up?

Do I need a trust to preserve my benefits ($700/mo General Assistance; SSI pending)? I’m about to get a ~$12k settlement, but I’ll leave for Canada in 2–3 months (likely asylum). Should I use a Special Needs Trust? Could the settlement attorney do a disbursing agreement to keep me under the notification limit (~$1,260?) until I’m in Canada? Once I’m abroad, San Francisco will end GA anyway.

CA Legal (General)

November 5, 2025

The bank refused to deposit my check in 2023 due to racial discrimination. Can I seek legal recourse?

So I had a real U.S. Treasury Department tax check from 2023 that I was trying to cash at BMO Bank. They wouldn’t deposit it at the time due to racial discrimination against me and didn’t believe the check was real. Is there a possibility that I can seek litigation beyond that matter, or is it too late? I didn’t know what to do at the time, so I endorsed it into my roommate’s account — and he stole it from me.

Legal (General)

November 5, 2025

How do I cancel a two-day-old debt relief contract?

I joined a debt relief program two days ago. I signed the documents (all in one PDF). I changed my mind and want to leave the program. What should I do?

Legal (General)

November 5, 2025

Can I beat a 50-in-45 ticket because the officer said 57 on radar?

If a cop gives you a ticket for 50 mph in a 45 mph, but he said 57 mph on radar, can you use that to defend yourself in court?

Legal (General)

November 4, 2025

[KY] I owe money for a repossessed car, what are my options?

I am the defendant in a civil case for a collection company that requires a differential payment of $25k because the vehicle was sold at auction for less than the amount owed when it was repossessed (after I lost my income during Covid layoffs and my wife lost income due to a major stroke).

KY Legal (General)

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