How do I access my deceased father’s bank account if he didn’t leave a will?

Estate Probate

I’m writing to initiate the standard estate documentation process for a substantial sum held at my deceased father's bank.

January 8, 2026

Brandon

16,155 satisfied customers

View context

Solved

I understand. Since your father passed away without a will, his estate is considered intestate (Uniform Probate Code (UPC)). The bank can’t release funds without court authority. Because the account exceeds the small-estate threshold, you’ll likely need to obtain Letters of Administration from the probate court.

Once appointed as administrator, you’ll have legal authority to access the account, pay debts, and distribute assets according to state law.

Your next steps are:
• Confirm the state and county where your father lived
• Gather the death certificate and proof of relationship
• Contact the probate court clerk about filing for Letters of Administration
• File the petition and notify any other heirs
• Provide the court-issued letters to the bank

Full Conversation

I’m writing to initiate the standard estate documentation process for a substantial sum held at my deceased father's bank.

Lexi, Chatbot

I’m sorry to hear about your father’s passing. Was there a will or estate plan in place?

There is no will.

Lexi, Chatbot

Have you already spoken with the bank about what documentation they require?

Yes. I have all of his important business documents, including information related to that bank account.

Lexi, Chatbot

Is there anything else the lawyer should know before I connect you?

Yes, I’m currently at the bank, and they told me I need to speak with an attorney, which is why I prepared this conversation.

Brandon

Hi, welcome to AskaLawyer. My name is Brandon, and I’m an attorney. I’m sorry for your loss. How can I assist?

I see my dad has a large account that exceeds a limit and requires a regular estate form.

Brandon

Once appointed as administrator, you’ll have legal authority to access the account, pay debts, and distribute assets according to state law.

Thank you. This explanation clarified everything. I appreciate your guidance and will begin the process as soon as possible. One last question—how long can I continue speaking with you or another attorney under the payment I made?

Brandon

You’ll need to check with customer service regarding that. I wish you the best.

Okay, thank you.

Brandon

16,155 satisfied customers

Welcome! Have a similar question?

12 lawyers online now

Legal Eagle

Attorney

4.79 (128,690)

Can a third agent be added to a durable power of attorney if the form only allows two names?

Answered 3 days ago

Andres Sanchez

Attorney

4.73 (22,292)

[CA] Can I claim my deceased son’s bank account without probate?

Answered 5 days ago

Angelo M

Managing Attorney, Juris Doctorate

4.56 (14,444)

[CA] Who should be listed as trustee on a Certificate of Trust after the settlor dies?

Answered 5 days ago

Disclaimer

By messaging AskaLawyer.com, you agree to our Terms and have read our Privacy Policy.

The information provided on AskaLawyer.com is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and timeliness of the information presented, we make no guarantees regarding its completeness or applicability to your specific circumstances.

Use of this website does not create an attorney-client relationship between you and AskaLawyer.com or any of its attorneys. Communications through this website, including any responses from attorneys, are not privileged or confidential. For advice tailored to your individual situation, we recommend consulting a licensed attorney in your jurisdiction.

AskaLawyer.com disclaims any liability for actions taken or not taken based on the content of this site. We are not responsible for any third-party content that may be accessed through this website. Reliance on any information provided herein is solely at your own risk.