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May 11, 2026

I have a collision claim in Georgia with an insurance company involving a 2025.5 Volvo with fewer than 6,000 miles. The insurance company has never performed an in-person inspection; all estimates and reviews were based on photos only. I selected an independent Volvo-certified repair facility that follows Volvo OEM repair procedures. Independent OEM-compliant estimate: ~$10,000 The insurance company estimate: ~$5,400 Deductible: $1,000 The insurance company payment issued: ~$4,400 Disputed amount (excluding deductible): ~$4,600 The difference is primarily due to OEM-required parts, labor hours and hourly rate, scans, and calibrations that insurance company classified as unnecessary or excessive. I submitted the independent shop’s estimate, Volvo OEM repair guidance, and requested a formal review under Georgia Rule 120-2-52. The insurance company completed a desk review only, stated nothing additional was owed, and directed the shop to submit supplements if additional damage is found. No physical reinspection was conducted. The independent repair shop requires a standard authorization making me responsible for any unpaid balance. I want to understand my rights and best course of action before authorizing repairs. Questions: Under Georgia law, when can an insurer lawfully refuse OEM-required repairs as “not necessary,” particularly on a near-new vehicle? Does the insurance company’s reliance on a photo-only estimate and refusal to reinspect weaken its position? If I pay the disputed amount after repairs and seek reimbursement, does that prejudice my legal claim? Is invoking the appraisal clause (if applicable) or pursuing reimbursement after repair the better approach in Georgia?

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April 28, 2026

I have a traffic ticket that I have already paid. But I want to try to reverse it and plead nolo.

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April 22, 2026

Can I receive assistance from an attorney for wrongful termination from DFCS?

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April 16, 2026

I want to buy my son’s car for less money than it is worth. I cannot afford to pay what it is worth, much less the taxes. I put $1 as the price on the bill of sale form. He wants me to say I paid $3K which isn’t true, as he doesn’t want to pay gift taxes. What are my choices here legally?

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April 12, 2026

I have a question about being added as a pleading defendant during the mortgage process. I have not been served yet, but I am not sure what are the next steps since they have a temporary restraining order (TRO) over my bank accounts. This is a federal civil case in New York. I live in Massachusetts, and the property is in Georgia.

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4

April 12, 2026

My car has engine issues but the car dealership voided my warranty because of a catless mid pipe.

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April 11, 2026

I was prescribed 10mg of Cialis and been taking it for a year with no issue. One particular pill almost made me faint and gave me an abnormal erection that injured my penis. Do I have a case against the pharmaceutical company?

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April 9, 2026

The maintenance company has been dissolved with the state of Georgia since 2023. However they have been completing work orders on my property. The maintenance company sent me an invoice to trash appliances, I responded an hour later telling them not to trash appliances but they trashed them anyway. I am requesting compensation on appliances, loss of rent due to giving tenants first month free to purchase their own appliances, and possible reimbursement for the work that was completed by a non-license company.

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