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Alex, Esq.

Alex, Esq.

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Alex, Esq.
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So I had a real U.S. Treasury Department tax check from 2023 that I was trying to cash at BMO Bank. They wouldn’t deposit it at the time due to racial discrimination against me and didn’t believe the check was real. Is there a possibility that I can seek litigation beyond that matter, or is it too late? I didn’t know what to do at the time, so I endorsed it into my roommate’s account — and he stole it from me.

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I am the defendant in a civil case for a collection company that requires a differential payment of $25k because the vehicle was sold at auction for less than the amount owed when it was repossessed (after I lost my income during Covid layoffs and my wife lost income due to a major stroke).

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In the state of Michigan, would it be advised to get a lawyer first and then go report, or report first then go get a lawyer? Also, can I start recording every conversation I have without informing her—or if I was to get her to talk, could I say that I was accidentally recording as long as she knew that I was aware of it and made her aware that I accidentally recorded? What sort of proof would I need for tracking? She told me and said it to me first-hand, and he has an audio recording of them—him and his wife—saying that. Is it usable in court?

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